The Navient Lawsuit and Your Student Loans

In January, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Navient, the nation’s largest servicer of both federal and private student loans. The company was allegedly “systematically and illegally failing borrowers at every stage of...

Do I Have To Go Into Debt To Get Good Credit?

Do I have to go into debt to get good credit? This is an interesting question. Going into debt can help you build good credit, but only if you go into good debt, not bad debt. If you go into bad debt, that will only hurt your score, so here’s what it means to...