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What Happens To Your Mortgage When You Die?

Debt and Collections, Foreclosure

Owning a home is part of the American Dream. But in today’s world, it’s more along the lines of having a hefty mortgage payment that you’ll probably have until the day you die. And if that is the case, what happens to your mortgage when you die?...

What Happens To Your Credit When You File Bankruptcy?

Credit Repair, Debt and Collections, Foreclosure

If you are facing a tough decision with your finances—namely, bankruptcy—it’s important to understand the aftermath. What happens to your credit when you file bankruptcy? How do you move forward following a bankruptcy? What Happens To Your Credit When You File...

Why Is My Credit Score Not Going Up?

Credit Repair, Debt and Collections

Watching your credit score sit at a number and never move can be frustrating. But don’t worry: this doesn’t necessarily mean you’re doing something wrong.  If you are one of many people asking the question, “Why is my credit score not going...

How Divorce Affects Your Credit Score

Credit Repair, Debt and Collections

Divorces are stressful. With so much to worry about between you and your soon-to-be ex-spouse, the last thing you want causing you problems is your credit score. But can a divorce actually hurt it?  Not directly. However, your divorce can indirectly impact it....

Credit Score of 565: Impact on Car Loans, Home Loans & Cards

Debt and Collections

Is a credit score of 565 good or bad? What does a credit score of 565 mean? Brace yourself for some bad news… If you have a credit score of 565, you have what’s considered “poor” credit and are in need of credit repair ASAP. As a general rule, credit...

Credit Score of 555: Home Loans, Auto Loans & Credit Cards

Credit Repair, Debt and Collections, FICO, Loans

Is a credit score of 555 good or bad? What does a credit score of 555 mean? Brace yourself for some bad news… If you have a credit score of 555, you have what’s considered “poor” credit and are in need of credit repair ASAP. As a general rule, credit...
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