Do Credit Builder Loans Work?

Credit builder loans, otherwise known as “fresh start loans” or “starting over loans” are not widely advertised. Therefore, few people know what they are and whether or not they work.  So do credit builder loans actually improve your credit? Read on to find out!...

Do Payday Loans Help Your Credit?

Have you ever taken out a payday loan?  Whether you have taken out many payday loans or are just researching what they are, you’re probably wondering how they affect your credit score. Do payday loans help your credit? This article will explain everything you...

3 Risks of No-Credit Check Loans

When you apply for a loan, lenders will check your credit score and credit report to determine how trustworthy you are at paying back your loan. The lower your credit score, the more interest you will pay for the loan. If your score is too low, you may not qualify for...

Good Credit Vs Bad Credit: Loan Approvals at Each Credit Score

It’s important to build credit so you can qualify for loans and aren’t tied to a loan with bad rates. Perhaps you’ve wondered what loans you qualify for and how to compare good credit vs bad credit. Whether or not you qualify for particular loans usually depends on...

What Credit Score is Needed for a Home Loan?

Your home is more than where you hang your hat. It’s where memories are made—they are buildings that give you feelings of safety and security.  Whether you will be a first-time buyer or a seasoned mover, buying a new house is a big step in life. While there are...