Credit Repair, Debt and Collections
Are you curious about the waiting periods for significant derogatory credit events, such as bankruptcy and foreclosures? This list will show you the four categories of waiting periods (Conventional, VA, FHA, and USDA) and their subcategories with the types of...
Credit Repair, Debt and Collections
Is a credit score of 600 good or bad? What does a credit score of 600 mean? Brace yourself for some bad news… If you have a credit score of 600, you have what’s considered “poor” credit. As a general rule, credit scores below 619 receive the worst...
Credit Repair, Debt and Collections, Loans
When comparing installment loans vs. credit cards, it’s crucial to first define each and subsequently see the debts associated with them. Each type of debt involved can have a different impact on your credit score, and perhaps on the credit repair process. Of...
Credit Repair, Debt and Collections
If you have a solid credit score but have tacked on some debt, you are probably looking for a credit repair solution that will maintain your good credit and also get you out of debt. But it raises the question: Do debt relief programs hurt your credit? How far and how...