Debt and Collections
It doesn’t matter if it was a completely missed payment or two, a late payment or some life event that compelled you not to pay a debt. A derogatory account is now on your credit report. Here are some steps that will help remove a derogatory account from your...
Credit Repair
As you may be aware, there has been a data breach at Equifax. There were 143 million people whose personal information was exposed. Here are the facts, according to Equifax. The breach lasted from mid-May through July. The hackers accessed people’s names, Social...
Credit Cards
With credit cards, interest is a constant shadow that looms overhead. Just the thought of having even a slightly higher payment for the month is enough to bring any cardholder down. Thankfully, a credit card grace period could help you avoid interest and save money....
Credit Cards
Before you snip that card in two, understand that there is more to closing a credit card. If you’re looking to close a credit card without hurting your credit score, think about these important aspects to do it right. Can You Close a Credit Card Without Hurting...
Loans
Making a big financial step often depends heavily on whether you can get a loan. If your credit score isn’t as good as it could be, that can be tough to accomplish. Thanks to subprime loans, though, it could be possible to get that much needed loan. The Pros and...
