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Can You Close a Credit Card Without Hurting Your Credit Score?
Before you snip that card in two, understand that there is more to closing a credit card. If you're looking to close a credit card without hurting your credit score, think about these important aspects to do it right. Can You Close a Credit Card Without Hurting Your...
The Pros and Cons of Subprime Loans
Making a big financial step often depends heavily on whether you can get a loan. If your credit score isn't as good as it could be, that can be tough to accomplish. Thanks to subprime loans, though, it could be possible to get that much needed loan. The Pros and Cons...
What To Do About Medical Debt On Your Credit Report
When injury or sickness hits, medical bills can quickly pile up. If you don't stay on top of it, sometimes even the simplest miscommunication or error can seriously hurt your credit. If an unpaid bill does get reported to the bureaus, here's what you can do about...
The Navient Lawsuit and Your Student Loans
In January, the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Navient, the nation’s largest servicer of both federal and private student loans. The company was allegedly "systematically and illegally failing borrowers at every stage of...
Tricks To Paying Off Credit Cards With High Interest Rates
Paying off credit cards with high interest rates can be extremely difficult. The finance charges essentially take over your minimum payment each month so you barely get anything paid off. That's at least what it feels like. Although they don't all involve paying off...
Here’s How Lenders Determine Your Interest Rate
Loans are a huge help when it comes to making big payments. And it's no surprise at this point that they are accompanied by interest. Interest rates are always changing from loan to loan, though. Why is that? It all comes down to different factors that lenders look...