You might be asking yourself: “How many hard inquiries will affect your credit score?” To delve into the answer, we will take a closer look at what inquiries are, the difference between hard and soft inquiries, and how it might affect your credit score....
What is a good credit score? What’s not? How does a credit score range impact your life, and the rates you are able to receive on a car loan or mortgage? In this post, let’s compare two imaginary people – let’s call them Jerry and Barry –...
Your credit reports matter. Your credit score impacts the interest rate you get on a mortgage, a car loan, apartment leases, credit card approvals, and even employment applications. You may think you have one credit report and one score, but the fact of the matter is...
You may wonder why your FICO score has such an impact on your life. How does one number impact the interest rate on your mortgage or auto loan, whether or not you get approved for a new credit card or apartment, and if you get a job offer? A quick glance at your FICO...
Ever wonder what it would take to have a credit score of 800 or more? People with a credit score of 800 or more – people we call FICO high achievers – have excellent credit habits that we can all learn from. In this post we’ll share 18 of these high...
Do you understand the difference between FICO and FAKO? If you’ve ever applied for credit, you’ve heard the term credit score. FICO is the industry (read: lender) recognized score but others are becoming popular too. FAKO scores are credit ratings produced by website...