Credit Repair
For those who still enjoy a good book, and also have bad credit, there is hope. Plenty of experts have put their pens to the page to help people improve their scores. If you’re hoping for a lot of details and not quite finding all the information you’re...
Debt and Collections
If you have credit card balances, you know it’s important to try to get those paid off before they accrue too much in interest. What’s difficult, though, is figuring out which one you should pay off first. In this article, we will answer the question:...
FICO
You know your credit score is a key part of having a strong financial future. It helps you get great interest rates for loans, lower finance charges on your credit card, and so much more. With so much riding on a credit score, we’re answering the question, “How...
Debt and Collections
You’ve always been so careful, but now there’s a bit of bad credit on your report. The first thing you likely want to know is how long that new dark spot will stay there. And if you check your score, will that inquiry sit on your report? If so, how long...
Debt and Collections
Do I have to go into debt to get good credit? This is an interesting question. Going into debt can help you build good credit, but only if you go into good debt, not bad debt. If you go into bad debt, that will only hurt your score, so here’s what it means to...