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Credit Report vs Credit Score—What’s the Difference?
Perhaps you’ve heard of your personalized credit score or credit report. But do you know what they are? Your credit report determines your credit score, which can have a huge impact on your life. This article will tell you everything you need to know regarding...
Does Unemployment Affect Credit Score?
Does unemployment affect credit score? Perhaps you’re newly unemployed and are worried your score will be affected. Maybe you’re wondering whether or not filing for unemployment will affect your score. This article has all the answers you need, as well as some...
3 Risks of No-Credit Check Loans
When you apply for a loan, lenders will check your credit score and credit report to determine how trustworthy you are at paying back your loan. The lower your credit score, the more interest you will pay for the loan. If your score is too low, you may not qualify for...
How to Remove Medical Collections from a Credit Report
A single medical collection can hurt your credit score by as much as 100 points! But what is a collection? A medical collection is a medical debt that is sent to a collection agency. The collection agency will then try to recover the money you owe. This is recorded on...
Almost There? Here’s How to Increase a Credit Score to 800
Do you have great credit, but just can’t seem to reach 800? If so, congratulations! Most people don’t have a credit score that good. However, to learn how to increase a credit score to 800, you have to understand what makes up your credit score. According...
How to Use a Credit Card to Build Good Credit [2019 Guide]
If you are like most Americans, you already have a credit card or are planning to get one. However, the way you handle your credit card will have a huge impact on your credit score. If your credit score drops, you will have higher interest rates on your loans. Or...