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The worst thing you can do is “nothing”. Many consumers falsely believe that if they aren’t formally served a Summons, the creditor cannot get a Judgment against them. In most states, “alternate service” is allowed and creditors can get a Default Judgment against you,...
Bad credit - two of the most dreaded words in the English language. Bad credit can really take a toll on a person’s life - and not in a good way. In fact, the effects can be worse than one might think. Having bad credit can make it next to impossible to attain a new...
Recently many of our clients have received aggressive, intimidating calls from debt collectors for very old accounts. I got on the phone with one of these companies and was appalled by their blatant violations of the Fair Debt Collection Practices Act (FDCPA). I...
It has been estimated that as many as 40 million Americans have student loan debt with an average balance of $29,000 [Source]. Being able to pay the debt has become problematic. Many loans are in default due to job loss, lack of disposable income, and skyrocketing...
Looking to remove late payments from credit report? Go Clean Credit can help. Removing a late payment can help improve your score between 30 and 100 points. Most people don’t realize that a current 30 day late payment can drop your score between 30 and 100 points -...
Looking to remove charge off from credit report? Go Clean Credit can help. Most of our clients have collections or charge offs they need help with. Our recommendations to remove charge off from credit report will consider the time-frame in which the client wishes to...
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