Not only can a good credit score help you get mortgages, loans, or higher card limits, but it can also help if you’re seeking employment. A survey by CareerBuilder found that of employers who run background checks, 29% check credit reports of potential employees. When...
Does unemployment affect credit score? Perhaps you’re newly unemployed and are worried your score will be affected. Maybe you’re wondering whether or not filing for unemployment will affect your score. This article has all the answers you need, as well as some...
A single medical collection can hurt your credit score by as much as 100 points! But what is a collection? A medical collection is a medical debt that is sent to a collection agency. The collection agency will then try to recover the money you owe. This is recorded on...
If you are like most Americans, you already have a credit card or are planning to get one. However, the way you handle your credit card will have a huge impact on your credit score. If your credit score drops, you will have higher interest rates on your loans. Or...
Your credit score is an important number that tells lenders how reliable you are at paying back loans and credit. A high credit score will qualify you for the best terms and conditions when taking out a loan. Therefore, a drop in your credit score can cost you...
If you’ve been reading about ways to protect yourself against identity theft, you’ve probably heard of a credit freeze. In this article, we will discuss everything you need to know about freezing your credit report. Keep reading to learn how you can freeze credit for...
