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Credit Score Of 540: What It Means For Loans & Credit Cards

Credit Repair

What does a credit score of 540 mean? Is a credit score of 540 good or bad? A credit score of 540 is considered “Poor.” In fact, any credit score below 619 can really take a toll on a person’s life – and not in a good way. The effects can be worse than one...

How Will A Car Repossession Affect Your Credit Score?

Credit Repair, Debt and Collections

How will a car repossession affect your credit score? If you are currently asking yourself this, you’re probably in some sort of credit rut. A car repo is never a fun situation—but the following information can help you get back on your feet, credit-wise,...

How Often Should You Use Your Credit Card For Good Credit?

Credit Repair

How often should you use your credit card for good credit? How many credit card swipes a month will keep your score from deteriorating? Well, as it turns out, there’s no single answer—but the following tips will shed light on how to keep your card active and...

Waiting Periods For Significant Derogatory Credit Events

Credit Repair, Debt and Collections

Are you curious about the waiting periods for significant derogatory credit events, such as bankruptcy and foreclosures? This list will show you the four categories of waiting periods (Conventional, VA, FHA, and USDA) and their subcategories with the types of...

Credit Score of 560: What It Means For Loans & Credit Cards

Credit Repair, Loans

Is a credit score of 560 good or bad? What does a credit score of 560 mean? Brace yourself for some bad news… If you have a credit score of 560, you have what’s considered “poor” credit and are in need of credit repair ASAP. As a general rule, credit...

Credit Score of 600: Impact On Car Loans, Home Loans & Cards

Credit Repair, Debt and Collections

Is a credit score of 600 good or bad? What does a credit score of 600 mean? Brace yourself for some bad news… If you have a credit score of 600, you have what’s considered “poor” credit. As a general rule, credit scores below 619 receive the worst...
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