How to Improve Credit Score in 30 Days

Credit Repair, FICO

Your credit score matters. Someone can take one look at your score and determine your mortgage and car loan rates, consider whether or not to approve your apartment or credit card application, and even decide whether or not to hire you for employment. Your credit...

How Does Credit Work: The Beginners Guide

Credit Cards, Credit Repair

Borrowing money enables people to make purchases without paying cash. Buying a home, purchasing a car, or taking care of smaller day-to-day expenses are just some of the things people use credit for. However, credit works similarly to loans and must be paid back in...

7 Foolproof Credit Hacks to Boost Your Credit Score

Credit Repair

When your credit score is down, the way back up looks daunting – but it doesn’t have to be. Getting back on top will require determination and a bit of craftiness, but with the right guidance, it is perfectly doable. Here are seven credit hacks that will boost your...

How to Get a Creditor to Remove a Late Payment

Credit Repair

Late payments count toward your overall credit score, and they can hurt you even after they have been settled. That might not seem fair, but it is the truth of the matter. To be sure that late payments can no longer harm your score, in other words, they need to be...