Debt and Collections
Whether you forgot about a bill or didn’t have the funds ready to go, missing a credit-card payment is problematic for your credit score and history. Before you worry too much about this situation, get familiar with the steps that you can take to resolve it....
Debt and Collections
Increasing your credit score can seem overwhelming and you might even think it’s next to impossible. But you don’t have to settle for a low credit rating, even though with a credit score of 530, you have some work ahead of you to improve your rate. Luckily, there are...
Debt and Collections
Are you a 20-something-year-old who is looking to buy your very first home? We know it can be pretty overwhelming and confusing. Somewhere along the way, the home buying process may leave you wondering, “What in the world have I gotten myself into?” But don’t worry!...
Debt and Collections
Your house is in foreclosure… Numerous credit card companies have rejected you because of your poor credit score… You need to build credit fast! But… You need a credit card for that, right? Not necessarily. It doesn’t matter why you have bad credit....
Debt and Collections
A credit score of 569 indicates that you’ve got some work ahead. Nothing’s impossible, but it’s also not easy. At this level, the best thing you can do is focus on raising that number. If you’re going to apply for loans, make sure the monthly payments are reasonable....