What Credit Score Do You Start With?

What Credit Score Do You Start With?

When embarking on your personal finance journey, the idea of a credit score may seem confusing. Your credit score has a large impact on your financial and lending future. What credit score do you start with when establishing your credit? Keep reading to learn all...
Why Did My Credit Score Drop? 7 Common Reasons

Why Did My Credit Score Drop? 7 Common Reasons

Why did my credit score drop? If your score recently just dropped, you’re probably asking yourself why. The thing is, many factors make up a credit score, and there are even more reasons it dropped. Keep reading to find out what caused your score to drop and learn how...

Do Credit Builder Loans Work?

Credit builder loans, otherwise known as “fresh start loans” or “starting over loans” are not widely advertised. Therefore, few people know what they are and whether or not they work.  So do credit builder loans actually improve your credit? Read on to find out!...

Do Payday Loans Help Your Credit?

Have you ever taken out a payday loan?  Whether you have taken out many payday loans or are just researching what they are, you’re probably wondering how they affect your credit score. Do payday loans help your credit? This article will explain everything you...