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How Does Credit Work: The Beginners Guide

Borrowing money enables people to make purchases without paying cash. Buying a home, purchasing a car, or taking care of smaller day-to-day expenses are just some of the things people use credit for. However, credit works similarly to loans and must be paid back in...

You’re an Adult! Here’s How to Build Credit at 18

Adulting is hard. If you haven’t already, you have to find a job, enroll in college, and basically figure out what you want to do for the rest of your life. There will never be a more exciting time, however stressful it may be. One of the most important things to be...

7 Foolproof Credit Hacks to Boost Your Credit Score

When your credit score is down, the way back up looks daunting – but it doesn’t have to be. Getting back on top will require determination and a bit of craftiness, but with the right guidance, it is perfectly doable. Here are seven credit hacks that will boost your...

How to Get a Creditor to Remove a Late Payment

Late payments count toward your overall credit score, and they can hurt you even after they have been settled. That might not seem fair, but it is the truth of the matter. To be sure that late payments can no longer harm your score, in other words, they need to be...