Boost Your Credit, FAST
You Could Be Days Away From Better Credit
When you could use a boost
Situations Best For This
Buying Home Within Months And Need Credit Boost
- Allows For Purchase if Your Score Is Too Low
- Better Interest Rate On Loan If Your Score Is Higher
- Possibly Afford Higher Priced Home
Buying Car And Need Better Credit Score
- Better Interest Rate On Loan If Your Score Is Higher
- Possibly Afford Higher Priced Car
- Avoid Debts Designed To Take Advantage Of Poor Credit Buyers
When to use a Positive Credit Boost
Why Use a Boost?
- Could be a free option
- Quick Boost
- Reliable
- Quick fix to buy a home or car
Choose carefully
How Do I Choose?
Family Member With Great Credit
-
- May Not Be Enough
- Free
- Willing
External Source
-
- Knowing The Right One Is Complicated
- Years of Experience
- Lots of Choices – Choose Right One
- Reasonable Cost
- Free Consultation
Can I Get A Positive Credit Boost Free?
Yes! If you have a relative or close friend with excellent credit and they are willing to add you to their credit card as an authorized user this can give you a free way to get a quick credit score boost.
How Do I Know It Will Work?
This is a great question. Each situation is different and requires a different type of authorized user tradeline(s). Sometimes you need a really old card with years of history, sometimes it is a bigger credit limit and sometimes a combination of cards. Our credit experts have been helping clients select the right card(s) for their situation for many years and they know how to evaluate what your situation requires.
How Pick The Right One?
This is really a tough thing to do and requires some experience in how various cards have affected user’s credit scores over the years. This is where our credit experts can really help out to ensure you get the right card(s) for your needs.
Is This Legal?
Absolutely. When a person gets their own credit card they are usually offered the opportunity to add authorized users to their account. The person who obtained the credit card is still legally responsible for paying any balance on the card even if it is an authorized user who made the purchase. Thus they only put on people they trust or are already responsible for (spouse, kids, etc). But they can put anyone they want on their card. In the case of a purchased authorized user you get access to the credit cards positive history and credit limit, but you never receive a card nor know the credit card information so you cannot make any purchase.
Do I Have Access To The Credit Card?
No. You are only put on as an authorized user to gain the benefit of the card’s history and credit limit, but you will never receive a credit card nor will any information about the card’s numbers, etc be provided.
How Long Does This Boost Last?
The credit boost will last until you are removed from the card as an authorized user. You will be kept on the card for two months so if you are using this method you want to be near buying your home, car, etc to make sure it is being reported on your credit report when you need it.
How Do I Get A Consultation?
You can speak with one of our credit experts about your authorized user choices by calling us at 480-991-4885 or request a consultation by clicking on the Help Me Choose button.
Does This Work?
Yes! This is a great way to quickly boost your credit score when needed. It is only a temporary boost so only use it when close to when it is needed (buying a home, car, etc).
GET A FREE CONSULT
Let Us Help You Choose the Right Positive Credit Boost
Speak with one of our credit experts about your positive credit boost choices by calling us at 480-991-4885 or request a consultation by filling out the form below.
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