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How Does Credit Work: The Beginners Guide
Borrowing money enables people to make purchases without paying cash. Buying a home, purchasing a car, or taking care of smaller day-to-day expenses are just some of the things people use credit for. However, credit works similarly to loans and must be paid back in...
You’re an Adult! Here’s How to Build Credit at 18
Adulting is hard. If you haven’t already, you have to find a job, enroll in college, and basically figure out what you want to do for the rest of your life. There will never be a more exciting time, however stressful it may be. One of the most important things to be...
Do-It-Yourself Credit Repair Software: What to Know Before You Try
Do-it-yourself credit repair software on the internet at the onset can seem very promising, but buyers beware! These products can do more harm than good if you are not doing your research into what they offer. You can run into a number of issues with security, not...
7 Foolproof Credit Hacks to Boost Your Credit Score
When your credit score is down, the way back up looks daunting – but it doesn’t have to be. Getting back on top will require determination and a bit of craftiness, but with the right guidance, it is perfectly doable. Here are seven credit hacks that will boost your...
How to Get a Creditor to Remove a Late Payment
Late payments count toward your overall credit score, and they can hurt you even after they have been settled. That might not seem fair, but it is the truth of the matter. To be sure that late payments can no longer harm your score, in other words, they need to be...
How to Slay Zombie Debt and Remove it From a Credit Report
Debt can live long after you think you have killed it off. Zombie debt is debt that is past the statute of limitations in your state but still hurts your credit score. Eliminating zombie debt is not easy but also not impossible. It simply requires a bit of creativity...